How We Make Money & Advertiser Disclosure

Caylet LLC operates caylet.com and cards.caylet.com, providing cross-border financial education, card information and comparison tools. This page explains how partner links and commercial relationships support the sites.

1. Partner and referral income

Some links are affiliate or referral links. After a qualifying application, purchase or other action, we may receive cash commissions, points or other referral rewards under the relevant program's terms. Not every link earns compensation, and listing a bank does not mean we have a direct partnership with it.

We charge no separate referral fee for using a partner link, but products may still have annual fees, interest and other charges. Offers may differ by channel; compare them and read the terms on the application page you actually use.

2. Placement, ordering and tool results

Compensation may affect placement, presentation or visibility. Comparison and selection tools use their stated data, inputs and rules, but cover a limited product set on our sites, not the entire market or personalized financial advice.

3. Editorial content and personal experience

Authors are responsible for reviews, analysis and opinions. Unless explicitly stated, content is not provided, approved or endorsed by banks, issuers, airlines or hotel groups. Partnerships should not conceal costs, restrictions or risks; personal experiences do not guarantee the same approval or results for readers.

4. Sponsorship and other material relationships

Paid sponsorship, free products, hospitality or other material relationships that could affect readers' judgment should be clearly identified in the relevant content. This general page does not replace a specific disclosure needed there. This does not mean we currently have sponsorship relationships with every brand mentioned.

5. Coverage and offer currency

The sites do not cover every institution, card or market offer, or guarantee the highest or best offer for you. Fees, welcome offers and eligibility may change; actual issuer or provider terms control. A page's date or review status does not mean all site records have been freshly verified.

6. External applications and tracking

Applications and transactions take place on external providers' sites, where providers decide eligibility and review. Links may include tracking identifiers; partners may attribute commissions through cookies or other methods. See our Privacy Policy; we do not collect bank application data on these two sites.

7. Questions and corrections

Send partnership, disclosure or correction questions to aiden@caylet.com with the relevant page URL. A partnership inquiry does not mean we promise a positive review or recommendation.